For Potential New Residents

The Seminary Ridge neighborhood is a great place to live! Residents enjoy the convenience of being centrally located in the Capital City, only a short distance from many of Columbia’s great attractions.

Our community has an active neighborhood association that sponsors activities, events and improvement projects throughout the year.

Many singles, couples, young adults, established professionals and retirees call Seminary Ridge home and you can often find people meeting neighbors as they walk or jog the tree-lined streets.

With historic homes occupying the Seminary Ridge Architectural Conservation District, older homes, and new construction, the Seminary Ridge area offers a variety of housing selections and financial benefits.

To learn if the home you are considering is part of the Seminary Ridge Architectural Conservation District you can contact Staci Richey with the City of Columbia Planning Department at 545-3328 or To view the homes on a map or read the SRACD guidelines please click here.

Incentives for Purchasing a Home

There are several incentives for purchasing a home in Seminary Ridge.

Seminary Ridge Neighborhood qualifies for the City of Columbia Home Loan Program which means

  • Low interest rate
  • Low down payment
  • No mortgage insurance

For more information, please visit the City of Columbia Community Development Department Loan Program website or contact a City Loan Officer at (803)545-3373.

Bailey Bill Tax Abatement

Some homes in the Seminary Ridge Architectural Conservation Historic District also qualify for the Bailey Bill tax abatement.

Homeowners that invest at least 20% of the current assessed value of the property (approved projects) will have their City taxes remain at the pre-habilitated rate for 20 years.

For example, if a home currently assessed for $90,000 receives Bailey Bill-approved renovations (new roof, plumbing, electrical improvements) in the amount of $18,000, City taxes will remain based on $90,000 for 20 years.

For more information, please view the Bailey Bill Application and be sure to call (803)545-3328 to contact the City of Columbia Planning Department EARLY when considering the Bailey Bill tax abatement.